Nectar Sleep Ltd t/a DreamCloud Sleep (FRN 933430) is an Appointed Representative of Consumer Credit Compliance Limited who are authorised and regulated by the Financial Conduct Authority (FRN 631736). The permissions of Consumer Credit Compliance Limited as a Principal firm allow Nectar Sleep Ltd t/a DreamCloud Sleep to undertake Credit Broking. 

Nectar Sleep Ltd t/a DreamCloud Sleep act as a credit broker not a lender, we will introduce you to Zopa Bank Limited trading as Dividebuy and we do not earn a fee or commission for the referral. You will not pay more as a result of our commission arrangements.

Interest free credit agreements provided Zopa Bank Limited trading as DivideBuy that are 12 months or less in duration are not regulated by the Financial Conduct Authority and do not fall under the jurisdiction of the Financial Ombudsman Service.  Zopa Bank Limited trading as DivideBuy is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, and entered on the Financial Services Register (800542). Zopa Bank Limited (10627575) is incorporated in England & Wales and has its registered office at: 1st Floor, Cottons Centre, Tooley Street, London, SE1 2QG. VAT Number 281765280. DivideBuy's trading address is First Floor, Brunswick Court, Brunswick Street, Newcastle-under-Lyme, ST5 1HH. © Zopa Bank Limited 2024. All rights reserved.